Let every man, every corporation, and especially let every village, town, and city, every county and State, get out of debt and keep out of debt. It is the debtor that is ruined by hard times.

Rutherford B. Hayes

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Rutherford Birchard Hayes (October 4, 1822 – January 17, 1893) was the 19th President of the United States (1877–81). He became President at the end of the Reconstruction Era of the United States through a complex Compromise of 1877. As President he ended Army support for Republican state governments in the South, promoted civil service reform, and attempted to reconcile the divisions left over from the Civil War and Reconstruction. Wikipedia